How do I plan for my care if I am not able to care for myself -- such is the
case of disability, medical emergencies, and life support -- with legally
binding instructions to a loved one to make critical decisions?
Disability planning in a revocable living trust-based
plan
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Personalized definition of disability
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Private transfer of control without court action to
personally selected disability trustees
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Personalized disability instructions for care and
termination without court action
General Financial Power of Attorney in will-based plan
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Effective immediately
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Permits financial obligations to be met
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Relied upon by financial institutions
Health Care Power Of Attorney authorizes a person you trust to:
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Consent or refuse. Consent to or decline to
consent to any medical, dental, or surgical treatment or procedure
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Admit or Discharge. Authorize my admission to or
discharge from, with or against medical advice, any nursing home, hospital or
other medical care facility
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Employ or Discharge. Employ and discharge
medical personnel responsible for my care
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Inspect Medical Records. Review any and all
information in my medical records and disclose same as my Agent may deem
appropriate
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Make or Withhold Payments. Expend or withhold my
funds for any treatment, and determine which claims to submit to any insurer or
agency that may be liable for the costs of my care
Living Will authorizes a person you select to discontinue life support
if:
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You have a terminal condition
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Life support procedures would only artificially prolong
the dying process
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Will your Health Care documents be available when you
need them?
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According to AMA study, 3 out of 4 times they are not
These services fax your health care documents 24-7
directly to the emergency room.
Docubank
Pays expenses due to extended illness or period of
disability like Alzheimers
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Skilled or custodial (personal) care
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Provided at home or facility
Consider long-term care insurance to:
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Protect significant assets and income
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Stay independent from support provided by others
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What Trigger Your Benefits?
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What Level of Care - custodial, intermediate &
nursing home?
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What is Total Benefit Amount? [Inflation Protection?]
